Deciding how best to invest your money is a significant task. With so many options available and so many uncertainties these days, the challenge of choosing the right solution can be daunting.
Ethos is a small niche firm of independent financial advisers. Managing Director John Morten, Natalie Ringwood and a small team of paraplanners and administrators work together to eliminate as much uncertainty as possible, and identify the most appropriate route towards the achievement of your financial goals.
OUR AREAS OF FOCUS
Over the past 50 years ordinary working folk have found that they have been propelled into the Inheritance Tax maze as a result of rising house prices, inheritances and plain hard work.
Many of our generation have concerns as to whether we will have sufficient wealth to fund the cost of a desired standard of living in retirement.
Many of us know what our desired retirement vision should look like but over the past years have become increasingly concerned as to whether, in reality this is achievable.
Long Term Care
Our later life will hopefully be seen as our golden years where we have the time and hopefully health and financial security to enjoy a time of our life where we have choice, freedom, independence and security.
Assumptions are changing together with increasing taxation, make it even harder to judge how long your money will last into retirement and beyond. Active ongoing asset management is required.
We consider the present and predicted economic climate to understand your priorities and the risks you are prepared to take to achieve them. Our goal is to find the perfect investment for you.
Meet The Team
John MortenI first became an IFA in 1985 and it was my ambition to set up a niche financial planning business dedicated to providing a tailored personal advice service to clients. I hoped that we could create a business that created long term relationships where with our guidance clients would successfully achieve their lifestyle goals for themselves and their loved ones. Over the years we have built up strong ongoing long term relationships with so many clients – this has been a great joy to me.
Natalie RingwoodWorking in a niche company such as Ethos Financial Planning is very fulfilling and I particularly enjoy the time I spend with my clients helping them to achieve their lifestyle objectives. I have always had a natural empathy for people who are anxious or concerned which undoubtedly feeds my inner 'agony aunt'. I find the most satisfying part of my work is to resolve a client's real life concerns!
Nicola MortenEthos continues to move ahead with the times and it is my responsibility to ensure that we use popular social media and digital communication to inform and update our clients and professional connections.
Vanessa JuddI have worked with John for the past 24 years first as an Administrator and subsequently as a Paraplanner assisting John and Natalie in undertaking key research and report writing as part of our research process. We have worked hard over the years to build strong personal relationships with our many clients and I take great satisfaction seeing long term planning come to a successful fruition for our clients and their family I have built up a rapport with our many longstanding clients.
Jane TaylorI have worked as an Administrator for other financial advisers but I really felt at home from the very first day when I joined the firm in 2014. I really get a buzz of getting to know and helping our clients and seeing them achieve their lifestyle goals.
Linda MortenEthos prides itself with being a friendly business offering financial advice that will make a difference to the lives of clients and their loved ones. We always make time for both our clients and our professional connections. It is my responsibility to produce investment reviews and reports as part of our service commitment to our clients.
How we work with you
Goals based results
Goals and personal circumstances can change, we are on hand to be able to discuss any changes that are needed to be actioned.